Customer Due Diligence

This article discusses the Customer Due Diligence process and the solution that DEX Regulatory Suite provides to support the Customer Due Diligence process.

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Customer Due Diligence

In recent years, issues such as money laundering, terrorist financing, fraud, corruption and sanctions legislation have received full attention, because these crimes have a major impact on our society. Because these crimes are manifested through our financial system, legislation has been developed for financial institutions to prevent and combat these crimes. DNB and the AFM supervise financial institutions.


Sustainable Finance Disclosure Regulation (SFDR)

As of 10 March 2021, many financial market participants and financial advisers will be subject to new disclosure obligations following the entry into force of the EU Sustainable Finance Disclosure Regulation (SFDR) on 29 December 2019.

The SFDR sets rules on transparency with a view to promoting both the integration of sustainability risks into investment processes and disclosures to investors.

In order to support the SFDR processes DEX Data Explorers offers DEX Regulatory Suite for SFDR. DEX RS generates regulatory reports using the SFDR specifications.


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European Market Infrastructure Regulation (EMIR)

This post discusses regulatory reporting for EMIR and the solution DEX Regulatory Suite offers for this regulation.

The European Market Infrastructure Regulation (EMIR) is a body of legislation for over-the-counter (OTC) derivatives, central counterparties and trade repositories. EMIR was introduced by the European Union (EU) as implementation of the G20 commitment to reduce systemic, counterparty and operational risk, and increase transparency in the OTC derivatives market. It was also designed as a preventative measure to avoid fallout during possible future financial crises similar to the collapse that followed the Lehman Brothers bankruptcy in 2008.

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DEX RS for EBA stress test 2021

On November 13, 2020 the European Banking Authority (EBA) published the final methodology and draft templates for the 2021 EU-wide stress test along with the key milestones of the exercise. The stress test exercise will be formally launched in January 2021 and the results published by 31 July 2021. The exercise is primarily focused on the assessment of the impact of risk drivers on the solvency of banks. Banks are required to stress a common set of risks (credit risk – including securitisations – market risk and counterparty credit risk, and operational risk – including conduct risk). In addition, banks are requested to project the impact of the scenarios on net interest income and to stress P&L and capital items not covered by other risk types. DEX Data Explorers launches a module which contains all requested reports.




New lay-out for MiFID II transaction reporting comes into effect

On September 23, 2019 a new version of the MiFID II guidelines has become the new standard. DEX Data Explorers has updated DEX Regulatory Suite with these new standards.

MiFID II is a legislative framework instituted by the European Union (EU) to regulate financial markets in the bloc and improve protections for investors. Its aim is to standardize practices across the EU and restore confidence in the industry, especially after the 2008 financial crisis.

MiFID II harmonizes the application of oversight among member nations and broadens the scope of the regulations. In particular, it imposes more reporting requirements and tests in order to increase transparency and reduce the use of dark pools (private financial exchanges that allow investors to trade without revealing their identities) and over-the-counter (OTC) trading.



Regulatory reporting for PPI

This post discusses regulatory reporting for Premium pension institutions (PPI) and the services Addition Knowledge House offers supporting the PPI process. A Premium Pension Institution (PPI) is a pension provider in the Netherlands that implements pension schemes and builds up pension assets, but does not itself bear the risks (e.g. death, disability and "live longer than statistically expected").


Addition offers business process outsourcing for FTK
The Financial Assessment Scheme (in Dutch: Financieel Toetsingskader/FTK) is the supervisory regime that applies as from 1 January 2007 to the financial position and financial policy of pension funds and insurance companies. Addition Knowledge House ( offers business process outsourcing for FTK processes using DEX Regulatory Suite.


DGS Update

De Nederlandsche Bank has issued an update to the Deposit Guarantee Scheme. Watch the video for an update in 45 seconds or read the post for more info.


DEX Regulatory Suite for CRD iv, DPM version 3.0


The European Banking Authority (EBA) on March 18, 2021 published reporting framework 3.0. The main changes compared to the previous version of the EBA reporting framework relate to the following:

  • New ITS on supervisory reporting replacing Regulation (EU) No 680/2014, including new reporting requirements and changes to the reporting on:
    • own funds (incl. backstop for non-performing exposures)eba
    • credit risk and counterparty credit risk
    • large exposures
    • leverage ratio
    • net stable funding ratio
    • FINREP
    • G-SII indicators;
  • New ITS on specific reporting requirements for market risk (FRTB reporting) (first reference date: 30 September 2021)
  • New ITS on disclosure and reporting on MREL and TLAC
  • Technical package for the ITS for the notification of impracticability of contractual recognition of the bail‐in clause
  • Technical package for the ITS on reporting decisions on MREL

DEX Data Explorers has these new versions already available in DEX Regulatory Suite. Furthermore DEX offers functtionalty which enables you to compare two versions of a taxonomy. This way you can see easily which reports have been deleted, added or changed.



Securities Financing Transaction Reporting (SFTR)

In July 2020 the new SFTR reporting obligations will come into effect. The size of SFTR is such that people in the market already call it 'the beast'. DEX Data Explorers launches DEX Regulatory Suite for SFTR. This article explains what SFTR entails, and what DEX Data Explorers can do for you to tackle this large regulation.